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Important Legal Notices

The following legal notices inform you of your rights as a ÐÔÅ«µ÷½Ì employee under federal law.

Summaries of Benefits and Coverage (SBCs)

As required by the Affordable Care Act, Summaries of Benefits and Coverage (SBCs) are posted here. If you would like a paper copy of the SBCs (free of charge), call 1-314-977-2595.

ÐÔÅ«µ÷½Ì must make SBCs available that summarize important information about health benefit plan options in a standard format to help you compare and make an informed choice. The health benefits available provide important protection for you and your family, and choosing a health benefit option is an important decision.

Summary Annual Report

You are entitled to a summary of the plan’s annual financial report. The plan administrator is required by law to furnish each participant with a copy of this Summary Annual Report.

Retirement Plan Fee Disclosures

Safe Harbor Notice